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November 8, 2015  |  By Robert

Tips for Home Buyers – What you need to know about property taxes.

homebuyer's advocate Video

By Robert Owen Deane

Proposition 13 Tax Reform

Under Proposition 13 tax reform, Property tax increases on any given property were limited to no more than 2% per year as long as the property was not sold. It provides you with predictable taxes into the future.

Learn more in the following Video

Proposition 13 Video from Deane on Vimeo.

 

After Proposition 13 there was Mello-Roos

Mello-Roos was created to fund new communities after government property taxes were lowered when Proposition 13 was passed in 1978, lowering taxes by about 57%. You will find Mello-Roos fees in most new developments.

Learn what you get for your monthly payments in the following Video

Mello-Roos from Deane on Vimeo.

If you choose a home in a Mello-Roos district it has a MAJOR impact on your property tax cost.

Learn how to identify Mello-Roos areas and understand how property tax costs and HOA fees impact your qualifying for a loan.

Qualifying for a Home Mortgage – The importance of knowing Property Tax Cost and HOA Fees from Deane on Vimeo.

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