Steps in The Home Buying Process

It Can Be Challenging to Find the Information You Need

Home Buying by Elizabeth Weintraub[blockquote]

Buying a Home

By Elizabeth Weintraub

Whether you’re a first-time home buyer or a veteran, buying a home is a complex process. This home buying guide will help you to figure out what kind of home you might like, which amenities are most important to you and how to estimate your price range so you don’t fall in love with a home that is too expensive, which you later regret.


Getting Started

Figuring out if you are ready to buy a home by weighing the benefits is exciting. It’s always a stressful time, no matter how well you plan for it. But doing your homework will definitely pay off in the long run.

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Reasons to Buy a Home

Buying vs. Renting

Selling Before Buying

Buying Before Selling

Single Women Home Buyers

Relocating and Home Buying

Waiting to Buy a Home

Best Time to Buy a Home


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Home Buying in Falling Markets

Timing the Real Estate Market

Buyer and Seller Real Estate Markets

Open House Etiquette for Home Buyers

Finding a Down Payment

Tenants in Common

Quitclaim Deeds and Property Deeds[/col]

Finding a Home

Buying a home for the first time can be overwhelming for many first-time home buyers because few home buyers know where or how to begin the search to buy a home. You can cut down on the red tape and save a lot of time if you figure out what you want before meeting with a lender or real estate agent.

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First-Time Home Buyers

Finding the Right Home

Buying Newer vs. Older Homes

Buying Brand New Homes

Looking Twice at Overpriced Homes

Buying Fixer-Upper Homes

Active Adult Communities

Buying Swimming Pool Homes


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Home Downsizing

Buying Homes With Outdoor Kitchens

Buying Green Homes

Searching Property Records

Buying, Fixing-Up and Selling a Home

Finding MLS Listings



Working With Real Estate Agents

A good real estate agent can make or break your deal. You want to hire the best real estate agent you can find, which means hiring an agent who will put your interests first, above his or her own.

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Finding a Real Estate Agent

Interviewing Your Real Estate Agent

Reasons to Hire a Real Estate Agent

Realtors vs. Real Estate Agents

Full-Service Real Estate Agents

Discount Real Estate Agents

Novice Real Estate Agents

Choosing Buyer’s Agents

Who Pays the Real Estate Commission?

Procuring Cause Disputes


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Agent Protocol Tips

10 Myths About Agents

Agent Duties to Clients

Two Agents to Buy and Sell?

How to Fire Your Agent

White Knight Real Estate Agents

Buyer Broker Agreements

Guide for Working With Real Estate Agents

Closing Gifts


Home Buying Mistakes

Home buyers hope they have made the right choice when they find that dream home. After planning, searching and successfully buying that new home, nobody wants to later discover it was all a big mistake. These tips will help home buyers avoid the costly mistakes that often plague the less educated.

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Real Estate Seminar Scams

10 Ways to Lose Your Home

Pending Home Sales Gone Bad


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Homes With Bad Layouts

Three Home Buying Blunders

Top Do It Yourself Mistakes


 Mortgages and Home Financing Tips

Shopping for the best mortgage rate can mean navigating a sea of confusing terminology, and understanding the lingo is only the first step. Buyers should feel comfortable with mortgage lenders and the financing choices selected should fit their individual situation. No two buyers’ financial needs are the same.

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Where to Get a Mortgage

Interviewing Your Mortgage Lender

Predatory Lenders

Mortgage Broker Duties to Borrower

Subprime Lenders

Types of Mortgage Loans

Buying a Home With Bad Credit

Ordering Free Credit Reports

Loan Preapproval vs. Prequalified

Locking a Loan Rate


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Mortgage Buydowns

How Mortgage Interest Works

FHA Loans

Fixed-Rate Mortgages (Amortization)

Interest-Only Mortgage Loans

Option ARM Loans

Adjustable-Rate Mortgage Loans

Owner Financing

Land Contracts

Lease Options and Lease Purchases


Purchase Offers and Negotiations

How you write a winning offer depends on your marketplace and whether it is a seller’s or buyer’s market. Find out what needs to be listed in your offer to give you the edge. As a buyer, how do you write contingencies that will let you cancel the deal and get your deposit back?

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Getting Ready to Make a Purchase Offer

Earnest Money Deposits

Choosing a Purchase Price

Making an Offer

10 Tips for Writing Purchase Offers

Making Purchase Offers in Buyer’s Markets

Making Purchase Offers in Seller’s Markets

Multiple Purchase Offers

Making Lowball Offers

Counter Offers


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Full-Price Counter Offers

Purchase Offer Rejection

Offer Negotiation Tips

Contingencies for Sale of Buyer’s Home

Removing Sale Contingency from Contracts

Buyer Possession

Requesting Seller Repairs

Dealing With Low Appraisals

Negotiating Closing Costs Credit

How to Cancel a Purchase Contract


Home Inspections and Disclosures

Knowing exactly what you are buying is probably the biggest hurdle to jump in a real estate transaction yet many people gloss over due diligence and end up regretting it. Here is your guide to an assortment of inspections and disclosures to consider and conduct before you hand over cash to close.

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Home Inspection Checklist

Hiring a Home Inspector

Attic Inspections

Wet Basements

Fireplaces and Chimneys

Final Walk-Through Inspection

Homeowner Associations

Material Facts and Seller Disclosures

Lead-Based Paint Disclosures

Radon Gas Testing


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Mold and Mildew

Roof Inspections and Roof Certifications

Title Insurance Policies

Powder Post Beetle Infestations

Tent Fumigations


Covenants, Conditions and Restrictions (CC&Rs)

Home Warranty Plans

Reasons for Flood Insurance

Home Owner Insurance


Home Design, Improvements and Maintenance

Every home is special because it’s where you live your life. Homes reflects their owner’s personality. Most people wants to live in comfort, if not necessarily in style, and many enjoy designing a space. So even though trends come and go, good basic home design can last for years.

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Home Styles and Trends for Home Buyers

Garage Trends and Remodels

Installing Ceiling Fans

Painting and Laying Ceramic Tile

Refinishing Hardwood Floors

Skylights and Kitchen Remodels

Framing and Drywall


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Building Garages and Decks

Book Review of Invest In Your Nest

Things to Buy After Closing

Pet-Friendly Home Remodels

Top DIY Mistakes

Getting Rid of Fleas

Closing Up Your Vacation Home


The Home Buyers Guide


Link to the Home Buying Guide for a Step by Step Guide

The CURATOR Footer to Content

[quote_box author=”Robert Owen Deane” profession=”Exclusive Buyer’s Broker”]

Robert Owen Deane

I HAVE THREE GOALS: My primary goal is to turn the on-line home buying experience from a time consuming and often frustrating search for information into convenient access to the information you need.

SECOND: In this challenging and quickly moving market I attempt to provide you with the framework of knowledge to evaluate and respond to new information.

THIRD: By providing information with no strings attached, I prove my dedication to superior service, depth of knowledge and experience. I hope to become your trusted advisor in the purchase of your next home.[/quote_box]


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