Home Buying Guide

It Can Be Challenging to Find the Information You Need

Michael Bluejay

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by Michael Bluejay, 

award-winning
website publisher

Welcome!  I’m a writer and a real estate investor, so it made sense to combine those jobs to produce this ultra-comprehensive guide to how to buy a house.  I’ve bought and sold several homes, and my writing specialty is making things easy to understand, so I’m in a good position to help you know what you need to know to buy a house (or a condo, or townhome, if that’s what you’re looking for).

This might have actually been the first guide to home-buying on the Internet, launching around 1999.  Of course, over the years I’ve kept it updated and added to it.  Some readers have suggested the information is so good that I should charge for it, but it’s more fun for me to share it for free, knowing that I’m reaching more people.

This site contains a lot more than a typical pamphlet or even what you’d learn from most real estate agents.  Certainly many people have bought houses without knowing nearly this much.  Including me, when I bought my first home.  In fact, when making this site I made sure to address all the things *I* wish I’d known when I made my first purchase.  In these pages we’ll cover such things as:

...and lots more. The full list of topics is on the left, and you can step through them one at a time by following the “Next:” link on the bottom of each page.

I believe everything here to be accurate, but of course it’s “use at your own risk”.  And by the way, this guide is written for U.S. buyers; things might work differently in other countries.

Ready to get started? Then go to the first lesson: The Basics of Buying a House.

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Learn the basics

  1. The Basics

  2. How much home can you afford?

  3. The Monthly Payment (w/Taxes & Insurance)

  4. The Down Payment

  5. The Loan

  6. Assuming a Loan

  7. Owner Financing

  8. Qualifying for a loan

  9.  Understand Closing Costs

 Do the groundwork

  1. Get your finances in order

  2. Check Your Credit Report

  3. Repair bad credit

  4. Establish Credit if you don’t have any

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The Process

  1. Find a Lender

  2. Evaluate the bank’s offer

  3. Decide whether to use an agent

  4. Learn about the suburb penalty

  5. Start looking at houses

  6. Get the Disclosure

  7. Make an offer / Sign a Contract

  8. Have the House Inspected

  9. Problems on the Inspection?

  10. Renegotiate the terms

  11. Appraisal & Insurance

  12. Closing!

After the purchase

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 More About Mortgages

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Other Topics

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129 Answers to the Home Buying ProcessLink to the Home buying process for More Information.

129 Answers from Real Estate’s most knowledgable Source

 

 

The CURATOR Footer to Content

[quote_box author=”Robert Owen Deane” profession=”Exclusive Buyer’s Broker”]

Robert Owen Deane

I HAVE THREE GOALS: My primary goal is to turn the on-line home buying experience from a time consuming and often frustrating search for information into convenient access to the information you need.

SECOND: In this challenging and quickly moving market I attempt to provide you with the framework of knowledge to evaluate and respond to new information.

THIRD: By providing information with no strings attached, I prove my dedication to superior service, depth of knowledge and experience. I hope to become your trusted advisor in the purchase of your next home.[/quote_box]

 

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